Hajauttaminen, digitalisaatio ja osuustoiminta
Avainsanat:
digitalisaatio, alustatalous, vertaisrahoitus, joukkorahoitus, lohkoketju, älykäs sopimus, osuustoiminta, osuuskuntaAbstrakti
Decentralisation, digitalisation and cooperativism
The focus of the article is on how new digital instruments can be used for cooperative joint entrepreneurship based on decentralised decision-making. Specific attention is given to the possibilities of cooperativism in, firstly, platform economy and secondly, peer-to-peer financing. Practical examples for analysis are found in the ways how labour, agribusiness, intermediaries and consumption are reorganised jointly as platform-based digital cooperatives. In these parts of the article, the focus is in corporate law and corporate governance, instead of questions of e-commerce that are also highly relevant in the platform economy, especially in European and national regulatory contexts.
Thirdly, focus is given to the question whether in cooperative entrepreneurship in digital environments there is any more a need for legal personality, as a cooperative society, or can joint cooperativism be based on contracts only, either using conventional contracts or smarter contracts based on distributed ledger technologies. Also, the author looks at the question of whether the future of cooperativism lies in totally digitalised and decentralised autonomous cooperative organisations.